header_image
Property Search
We found 0 results. Do you want to load the results now ?
Property Search
we found 0 results

Your search results

Financial Services

Finding a mortgage

Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.

The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…

What is MMR?

When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.

For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.

  • Search Properties

Please fill in your details and we will contact you to arrange a FREE no obligation valuation on your home.
[vfb id=1] Thank you for contacting us. We will be in contact with you asap to arrange a visit and discuss the value of your property. With the Richard James Personal Valuation Service you will benefit from the following advantages:
  • A genuine valuation that will reflect the current local market from our extensive portfolio of properties.
  • A personalised marketing proposal that will outline our commitment to you.
  • Access to 1000’s of potential buyers.
  • A wealth of local knowledge from our expert agents that will help to sell or let your property in the shortest time.
  • A dedicated sales progression team that will keep you up to date at important moment of both the sales and transactional stages of the process.
  • Access to an expert lettings management team that can help iron out both the initial and on-going stages of the letting.